Term of use

CREED SOLUTIONS LIMITED

last updated August 01, 2023

1. LICENSE

1.1 Governing Agreement

These Terms of Use (“Terms of Use”) govern the relationship between you and Creed Solutions Limited (hereinafter “Creed Solutions” or the “Company” or “Us” or “We”) regarding your use of the Company’s website and applications (the “Application(s)”), including Student Advisor and any other digital products and related services (the “Service”). For purposes of these Terms of Use, “Creed Solutions” means Creed Solutions Limited located at Lot 212 Morcellement Beejeeraz, Avenue Des Laurier, 91001 Albion, Mauritius

1.2 Privacy Policy

Use of the Service is also governed by the Company’s Privacy Policy, which you can read here: https://www.creedsol.com/privacy-policy. Your privacy is very important to us. We designed the Company’s Privacy Policy to make important disclosures about how we collect and use your content and information and how you can use the Service to share such information with others.

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We encourage you to read the Creed Solutions Privacy Policy, carefully, and use it to help make informed decisions.

By creating an account (“Account”) or accessing or using the Service you accept and agree to be bound by these Terms of Use and consent to the collection, use and storage of your information as outlined in Company’s Privacy Policy.

1.3. Updates to the Terms of Use and Creed Solutions Privacy Policy Creed Solutions reserves the right, at our discretion, to change, modify, add or remove portions of these Terms of Use and its Privacy Policy at any time by posting the amended Terms on the Creed Solutions Service.

You may also be given additional notice, such as an e-mail message or messaging within the Service, of any changes. You will be deemed to have accepted such changes by continuing to use the Service. Except as otherwise stated, all amended terms shall automatically be effective 30 days after they are initially posted. Creed Solutions may also revise other policies, codes or rules at any time, and the new versions will be available on www.creedsol.com or in the Service.

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If you initiated a dispute with Creed Solutions before we posted any amendment to the Terms of Use or Privacy Policy, the amendments will not apply.

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If at any point you do not agree to any portion of the current version of our Terms of Use, the Creed Solutions Privacy Policy, or any other Creed Solutions policy, rules or codes of conduct relating to your use of the Service, your right to use the Service shall immediately terminate, and you must immediately stop using the Service. To the extent the Terms of Use or Creed Solutions Privacy Policy conflict with any other Creed Solutions terms, policy, rules or codes of conduct, the terms contained in these Terms of Use and in the Creed Solutions Privacy Policy shall take precedence.

1.4. Grant of a Limited License to Use the Service

Subject to your agreement and continuing compliance with these Terms of Use and any other relevant Creed Solutions policies, Creed Solutions grants you a non-exclusive, non-transferable, revocable limited license subject to the limitations in Sections 1.5-1.9 to access and use the Service using a Creed Solutions supported web browser (such as Google Chrome), our downloadable Application or mobile device solely for your own personal, non-commercial purposes. You agree not to use the Service for any other purpose.

1.5. Accessing the Service

Before accessing or using the Service, including browsing any Creed Solutions website or accessing any of our Applications, you must agree to these Terms of Use and the Privacy Policy. You may also be required to register an account on the Service (an “Account”), have a valid account on a social networking service (“SNS”) through which you connect to the Service, or have an account with the applications provider for your mobile device. If you are between the ages of 13 and 17, you represent that your legal guardian has reviewed and agreed to these Terms.

You must provide all equipment and software necessary to connect to the Service, including, but not limited to, a mobile device that is suitable to connect with and use the Service, in cases where the Service offers a mobile component.

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You are responsible for any fees, including Internet connection or mobile fees, that you incur when accessing the Service.

1.6. Use of the Service

The following restrictions apply to the use of the Service:

  1. You shall not create an Account or access the Service if you are under the age of 13;
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  3. You shall monitor your Account to restrict use by minors, and you will deny access to children under the age of 13. You accept full responsibility for any unauthorized use of the Service by minors. You are responsible for any use of your credit card or other payment instrument (e.g. billing to your mobile phone bill) by minors;
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  5. You shall not have more than one Account, per platform or SNS, at any given time, and shall not create an account using a false identity or information, or on behalf of someone other than yourself;
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  7. You shall not create an Account or use the Service if you are a convicted sex offender;
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  9. You shall not have an Account or use the Service if you have previously been removed by Creed Solutions, or previously been banned from using the Application;
  10. You shall use your Account only for non-commercial purposes;
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  12. You shall not use your Account to advertise, or solicit, or transmit any commercial advertisements, including chain letters, junk e-mail or repetitive messages (spim and spam) to anyone;
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  14. You shall not use your Account to engage in any illegal conduct;
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  16. You shall not rent, lease, sell, trade, gift, bequeath or otherwise transfer your Account or any virtual items or virtual currency associated with your Account to anyone without Company’s written permission;
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  18. You shall not access or use an Account which has been rented, leased, sold, traded, gifted, bequeathed, or otherwise transferred from the Account creator without Company’s permission; and
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  20. If you access the Service from an SNS you shall comply with its Terms of Use/use as well as these Terms of Use.

1.7. Account Information

When creating or updating an Account on the Service, you are required to provide Creed Solutions with certain personal information, which may include your name, birth date, e-mail address, and, in some cases, payment information. This information will be held and used in accordance with the Company’s Privacy Policy. You agree that you will supply accurate and complete information to Creed Solutions, and that you will update that information promptly after it changes.

You understand that on our websites and in our Application, your user ID number, name, profile picture and other personal information may be publicly available and that search engines may index your name and profile photo.

1.8. Username and Password

During the Account creation process in the Application, you will be asked to enter your mobile number and may be required to select a username and password (“Login Information”). The following rules govern the security of your Login Information:

  1. You shall not share the Account or the Login Information, nor let anyone else access your account or do anything else that might jeopardize the security of your Account;
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  3. In the event you become aware of or reasonably suspect any breach of security, including any loss, theft, or unauthorized disclosure of the Login Information, you must immediately notify Creed Solutions and modify your Login Information;
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  5. You are solely responsible for maintaining the confidentiality of the Login Information, and you will be responsible for all uses of the Login Information, including purchases, whether or not authorized by you; and
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  7. You are responsible for anything that happens through your Account. Creed Solutions reserves the right to remove or reclaim any usernames at any time and for any reason, including but not limited to claims by a third party that a username violates the third party’s rights.

1.9. License Limitations

Any use of the Service in violation of these license limitations (“License Limitations”) is strictly prohibited, can result in the immediate revocation of your limited license granted by Section 1.4, and may subject you to liability for violations of law. ANY ATTEMPT BY YOU TO DISRUPT OR INTERFERE WITH THE SERVICE INCLUDING UNDERMINING OR MANIPULATING THE LEGITIMATE OPERATION OF ANY COMPANY APPLICATION IS A VIOLATION OF COMPANY POLICY AND MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS.

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You agree that you will not, under any circumstances:

  1. Engage in any act that Creed Solutions deems to be in conflict with the spirit or intent of the Service, including but not limited to circumventing or manipulating these Terms, or Application rules and policies;

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  1. Make improper use of the Company’s support services, including by submitting false abuse reports; or
  2. Use the Service in connection with any violation of any applicable law or regulation, or do anything that promotes the violation of any applicable law or regulation.

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CHEATING AND HACKING – You agree that you will not, under any circumstances:

  1. Use cheats, exploits, automation software, bots, hacks, mods or any unauthorized third-party software designed to modify or interfere with the Service, the Application or any Creed Solutions experience;

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  1. Use the Service in order to design or assist in the design of cheats, automation software, bots, hacks, mods or any other unauthorized third-party software designed to modify or interfere with the Service, the Application or any Creed Solutions experience;

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  1. Without Company’s express written consent, modify or cause to be modified any files that are a part of the Service or the Application;

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  1. Disrupt, overburden, or aid or assist in the disruption or overburdening of (1) any computer or server used to offer or support the Service or any Creed Solutions environment (each a “Server”); or (2) the enjoyment of the Service the Application by any other person;

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  1. Institute, assist, or become involved in any type of attack, including without limitation distribution of a virus, denial of service attacks upon the Service, or other attempts to disrupt the Service or any other person’s use or enjoyment of the Service; or

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  1. Attempt to gain unauthorized access to the Service, Accounts registered to others or to the computers, Servers, or networks connected to the Service by any means other than the user interface provided by Creed Solutions, including but not limited to, by circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person to circumvent or modify, any security, technology, device, or software that is part of the Service;
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OFFENSIVE OR INFRINGING CONTENT – You agree that you will not, under any circumstances:

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  1. Post any information that is abusive, threatening, obscene, defamatory, libelous, or racially, sexually, religiously, or otherwise objectionable or offensive;

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  1. Post any information that contains nudity, excessive violence, or offensive subject matter or that contains a link to such content;

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  1. Attempt to, or harass, abuse, or harm, or advocate or incite harassment, abuse, or harm of another person, group, including Creed Solutions employees, including Company’s customer service representatives; or

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  1. Make available through the Service any material or information that infringes any copyright, trademark, patent, trade secret, right of privacy, right of publicity, or other right of any person or entity or impersonates any other person, including without limitation a Creed Solutions employee; COMMERCIAL ACTIVITY – You agree that you will not, under any circumstances:

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  1. Without the Company’s express written consent, use the Service, the Application, or any part of the Service, for any commercial purpose, including but not limited to, (1) permitting, authorizing, or offering use of the Service, the  Application, or any part thereof at a cyber café, computer gaming center or any other commercial establishment provided however that, for clarity, providing the means for users to access the Internet is not prohibited by the forgoing, or (2) communicating or facilitating any commercial advertisement or solicitation;

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  1. Transmit unauthorized communications through the Service, including junk mail, chain letters, spam and any materials that promote malware, spyware and downloadable items;
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UNAUTHORIZED USE OR CONNECTION TO THE SERVICE – You agree that you will not, under any circumstances:

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  1. Interfere or attempt to interfere with the proper functioning of the Service or connect to or use the Service in any way not expressly permitted by these Terms of Use;

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  1. Use any unauthorized third-party software that accesses, intercepts, “mines”, or otherwise collects information from or through the Service or that is in transit from or to the Service, including, without limitation, any software that reads areas of RAM or streams of network traffic used by the Service to store information about any Creed Solutions user. Creed Solutions may, at its sole and absolute discretion, allow the use of certain third-party user interfaces;

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  1. Intercept, examine or otherwise observe any proprietary communications protocol used by a client, a Server, or the Service, whether through the use of a network analyzer, packet sniffer or other device;

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  1. Make any automated use of the system, or take any action that imposes or may impose (in our sole discretion) an unreasonable or disproportionately large load on our infrastructure;

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  1. Bypass any robot exclusion headers or other measures we take to restrict access to the service or use any software, technology, or device to send content or messages, scrape, spider, or crawl the Service, or harvest or manipulate data;

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  1. Use, facilitate, create, or maintain any unauthorized connection to the Service, including without limitation (1) any connection to any unauthorized server that emulates, or attempts to emulate any part of the Service, or (2) any connection using programs, tools, or software not expressly approved by Creed Solutions;

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  1. Reverse engineer, decompile, disassemble, decipher or otherwise attempt to derive the source code for any underlying software or other intellectual property used to provide the Service, or to obtain any information from the Service using any method not expressly permitted by Creed Solutions; or

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  1. Copy, modify or distribute rights or content from any Creed Solutions site of the Application, or Company’s copyrights or trademarks or use any method to copy or distribute the content of the Service except as specifically allowed in these Terms of Use;

 

COLLECTION AND PUBLICATION OF PERSONAL INFORMATION – You agree that you will not, under any circumstances:

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  1. Solicit or attempt to solicit personal information from other users of the Service; or

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  1. Collect, harvest or post anyone’s private information, including personally identifiable information (whether in text, image or video form), identification documents, or financial information through the Service.
  2. upload or transmit (or attempt to upload or to transmit), without the Company’s express permission, any material that acts as a passive or active information collection or transmission mechanism, including, without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies or other similar devices (sometimes referred to as “spyware,” “passive collection mechanisms” or “pcms”).

1.10. Suspension and Termination of Account and Service

WITHOUT US LIMITING ANY OTHER REMEDIES THAT MAY BE AVAILABLE TO US, CREED SOLUTIONS MAY LIMIT, SUSPEND, TERMINATE, MODIFY, OR DELETE ACCOUNTS OR ACCESS TO CREED SOLUTIONS SERVICES OR PORTIONS THEREOF IF YOU ARE, OR CREED SOLUTIONS SUSPECTS THAT YOU ARE, FAILING TO COMPLY WITH ANY OF THESE TERMS OF USE OR FOR ANY ACTUAL OR SUSPECTED ILLEGAL OR IMPROPER USE OF THE SERVICE, WITH OR WITHOUT NOTICE TO YOU. YOU CAN LOSE YOUR USERNAME AND PERSONA AS A RESULT OF ACCOUNT TERMINATION OR LIMITATION, AS WELL AS ANY BENEFITS, PRIVILEGES, EARNED ITEMS AND PURCHASED ITEMS ASSOCIATED WITH YOUR USE OF THE SERVICE, AND CREED SOLUTIONS IS UNDER NO OBLIGATION TO COMPENSATE YOU FOR ANY SUCH LOSSES OR RESULTS.

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WITHOUT LIMITING OUR OTHER REMEDIES, WE MAY LIMIT, SUSPEND OR TERMINATE THE SERVICE AND USER ACCOUNTS OR PORTIONS THEREOF, PROHIBIT ACCESS TO OUR SITES, AND THEIR CONTENT, SERVICES AND TOOLS, DELAY OR REMOVE HOSTED CONTENT, AND TAKE TECHNICAL AND LEGAL STEPS TO PREVENT USERS FROM ACCESSING THE SERVICE IF WE BELIEVE THAT THEY ARE CREATING RISK OR POSSIBLE LEGAL LIABILITIES, INFRINGING THE INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES, OR ACTING INCONSISTENTLY WITH THE LETTER OR SPIRIT OF OUR TERMS OR POLICIES. WE MAY ALSO IN APPROPRIATE CIRCUMSTANCES AND AT OUR SOLE DISCRETION, SUSPEND OR TERMINATE ACCOUNTS OF USERS WHO MAY BE REPEAT INFRINGERS OF THIRD PARTY INTELLECTUAL PROPERTY RIGHTS.

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Creed Solutions reserves the right to stop offering and/or supporting the Service or part of the Service at any time, at which point your license to use the Service or a part thereof will be automatically terminated. In such event, Creed Solutions shall not be required to provide refunds, benefits or other compensation to users in connection with such discontinued Services.

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Termination of your Account can include disabling your access to the Service or any part thereof including any content you submitted or others submitted.

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You may cancel any Account registered to you at any time by following the instructions on www.creedsol.com or in the Application.

1.11. Ownership

1.11.1. The Service (including any Applications, titles, computer code, themes, objects, characters, dialogue, catch phrases, concepts, artwork, animations, sounds, musical compositions, audio-visual effects, methods of operation, moral rights, documentation, character profile information, and server software) are copyrighted works owned by or licensed to Creed Solutions. Creed Solutions reserves all rights, including without limitation, all intellectual property rights or other proprietary rights, in connection with the Service.

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1.11.2. Accounts

YOU ACKNOWLEDGE AND AGREE THAT YOU SHALL HAVE NO OWNERSHIP OR OTHER PROPERTY INTEREST IN THE ACCOUNT, AND YOU ACKNOWLEDGE AND AGREE THAT ALL RIGHTS IN AND TO THE ACCOUNT ARE AND SHALL FOREVER BE OWNED BY AND INURE TO THE BENEFIT OF CREED SOLUTIONS. CREED SOLUTIONS RESERVES THE RIGHT TO TERMINATE ANY ACCOUNT THAT HAS BEEN INACTIVE FOR 180 DAYS.

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1.11.3. Content 

Creed Solutions owns, has licensed, or has rights to use all of the content that appears in the Service. You agree that you have no right or title in any content that appears in the Service, whether those are earned or purchased from Creed Solutions, or any other attributes associated with an Account or stored on the Service.

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1.11.4. User Content

“User Content” means any communications, images, sounds, and all the material, data, and information that you upload or transmit through the Service, or that other users upload or transmit, including without limitation any chat text.

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By transmitting or submitting any User Content while using the Service, you affirm, represent and warrant that such transmission or submission is (a) accurate and not confidential; (b) not in violation of any laws, contractual restrictions or other third party rights, and that you have permission from any third party whose personal information or intellectual property is comprised in the User Content; (c) free of viruses, adware, spyware, worms or other malicious code; and (d) you acknowledge and agree that any of your personal information within such content will at all times be processed by Creed Solutions in accordance with its Privacy Policy.

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You also grant Creed Solutions a perpetual and irrevocable (which means, never-ending) (other than as provided below), worldwide, fully paid-up and royalty free, non-exclusive, unlimited license, including the right to sublicense and assign to third parties, and right to copy, reproduce, fix, adapt, modify, improve, translate, reformat, create derivative works from, manufacture, introduce into circulation, commercialize, publish, distribute, license, sublicense, transfer, rent, lease, transmit, publicly display, publicly perform, or provide access to electronically, broadcast, communicate to the public by telecommunication, display, perform, enter into computer memory, and use and practice, in any way now known or in the future discovered, your User Content as well as all modified and derivative works thereof. To the extent permitted by applicable laws, you hereby waive any moral rights you may have in any User Content. The license you grant Us to use user posted content (except any content you submit in response to Creed Solutions promotions and competition or any other content specifically solicited by Creed Solutions) ends when you delete your User Content or you close your Account unless your User content has been shared with others, and they have not deleted it. However, you understand and accept that removed content may persist in back-up copies for a reasonable period of time.

2. USER CONTENT

2.1. Content Screening

Creed Solutions assumes no responsibility for the conduct of any user submitting any User Content, and assumes no responsibility for monitoring the Service for inappropriate content or conduct.

We do not, and cannot, pre-screen or monitor all User Content. However, at our discretion, our representatives or technology may monitor and/or record your interaction with the Service or communications (including without limitation chat text) when you are using the Service.

By entering into these Terms of Use, you are providing your irrevocable consent to such monitoring and recording. You acknowledge and agree that you have no expectation of privacy concerning the transmission of any User Content, including without limitation chat text or voice communications.

If at any time Creed Solutions chooses, in its sole discretion, to monitor the Service, Creed Solutions nonetheless assumes no responsibility for User Content and assumes no obligation to modify or remove any inappropriate User Content. We have the right, but not the obligation, in our sole discretion to edit, refuse to post, or remove any User Content.

2.2. Information Use by Other Users of the Service

2.2.1. Public Discourse

The Service may include various forums, blogs and chat features where you can post User Content, including your observations and comments on designated topics. Creed Solutions cannot guarantee that other users will not use the ideas and information that you share. Therefore, if you have an idea or information that you would like to keep confidential and/or don’t want others to use, do not post it on the Service. Creed Solutions shall have no responsibility to evaluate, use or compensate you for any ideas or information you may choose to submit.

CREED SOLUTIONS IS NOT RESPONSIBLE FOR A USER’S MISUSE OR MISAPPROPRIATION OF ANY CONTENT OR INFORMATION YOU POST IN ANY FORUMS, BLOGS AND CHAT ROOMS.

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2.2.2. Responsible For Your Own Content

You are solely responsible for the information that you post on, through or in connection with the Service and that you provide to others.

Information, materials, products or services provided by other users (for instance, in their profiles) may, in whole or in part, be unauthorized, impermissible or otherwise violate these Terms of Use, and Creed Solutions assumes no responsibility or liability for this material. If you become aware of misuse of the Service by any person, please use any “Report Abuse” link provided or contact us at support@creedsol.com.

Creed Solutions may reject, refuse to post or delete any User Content for any or no reason, including, but not limited to, User Content that in the sole judgment of Creed Solutions violates these Terms of Use. Creed Solutions reserves the right to limit the storage capacity of User Content that you post on, through or in connection with the Service.

2.3. Disclosure

You expressly agree that We have the right, at all times, and at our sole discretion, to disclose any User Content and other information (including without limitation chat text, voice communications, IP addresses and your personal information): (a) in response to legal process (for example, a court order, search warrant or subpoena) when We have a good faith belief that the information is required to be disclosed in response to legal process; (b) to allow Us to satisfy any applicable law, regulation or governmental request; (c) to allow Us to enforce these Terms of Use, the Creed Solutions Privacy Policy or any other agreement, terms or policy relating to the Service, (d) to protect our legal rights and remedies; (e) in other circumstances in which We believe the Service is being used in the commission of a crime (including exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction) and for the purpose of reporting the same to the appropriate authorities; (f) to report any other suspected crime or other offensive behavior to the appropriate authorities; (g) when We have a good faith belief that there is a threat to the health and/or safety of you or another person; or (h) when necessary either to protect the rights or property of Creed Solutions, or for Us to render the Service you have requested.

2.4. User Interactions

2.4.1 User Disputes

You are solely responsible for your interactions with other users of the Service and any other parties with whom you interact through the Service. Creed Solutions reserves the right, but has no obligation, to become involved in any way with these disputes.

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2.4.2 Release. If you have a dispute with one or more users, you release us (and our officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes. If you are a California resident, you waive California Civil Code § 1542, which says:” A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if known by him must have materials affected his settlement with the debtor. “

3. FEES AND PURCHASE TERMS

3.1. Purchases

In the event that the Service allows you to purchase various goods or services (“Purchases”), ALL PURCHASES MADE THROUGH THE SERVICE ARE NON-REFUNDABLE.

The provision of goods and services through the Service is a service provided by Creed Solutions that commences immediately upon acceptance by Creed Solutions of your purchase. By making such Purchases, you agree and accept that Creed Solutions will provide them to you immediately following completion of your purchase. If you reside in the European Union and you purchase a product or service from Creed Solutions, you have the right to withdraw from a purchase within seven calendar days, commencing on the day after the date of purchase (the “Cooling Off Period”). However, you lose your right of withdrawal if the performance of the services begins before the end of the Cooling Off Period. Accordingly, please note that if you purchase Virtual Items from us, your right of withdrawal is lost as the performance of our services begins immediately once your purchase is completed.

3.2. Payment of Fees

You agree to pay all fees and applicable taxes incurred by you or anyone using an Account registered to you. Creed Solutions may revise the pricing for the goods and services offered through the Service at any time. YOU ACKNOWLEDGE THAT CREED SOLUTIONS IS NOT REQUIRED TO PROVIDE A REFUND FOR ANY REASON, AND THAT YOU WILL NOT RECEIVE MONEY OR OTHER COMPENSATION FOR UNUSED GOODS OR SERVICES WHEN AN ACCOUNT IS CLOSED, WHETHER SUCH CLOSURE WAS VOLUNTARY OR INVOLUNTARY.

4. THIRD PARTY ADVERTISING

4.1. Third Party Advertisements

You understand that the Service may feature advertisements from Creed Solutions or third parties. The Company’s disclosure of information for third party advertising is addressed in Company’s Privacy Policy.

4.2. Links to Third Party Sites And Dealings With Advertisers

Creed Solutions may provide links on the Service to third party websites or vendors who may invite you to participate in a promotional offer in return for receiving optional Services and/or upgrades. Any charges or obligations you incur in your dealings with these third parties are your responsibility. Creed Solutions makes no representation or warranty regarding any content, goods and/or services provided by any third party even if linked from our Service, and will not be liable for any claim relating to any third-party content, goods and/or services. The linked sites are not under the control of Creed Solutions and may collect data or solicit personal information from you. Creed Solutions is not responsible for their content, business practices or privacy policies, or for the collection, use or disclosure of any information those sites may collect. Further, the inclusion of any link does not imply endorsement of Creed Solutions of these linked sites.

5. COPYRIGHT NOTICES/COMPLAINTS

It is the Company’s policy to respond to notices of alleged copyright infringement that comply with the U.S. Digital Millennium Copyright Act. Creed Solutions reserves the right to terminate without notice any User’s access to the Service if that User is determined by Creed Solutions to be a “repeat infringer.” In addition, Creed Solutions accommodates and does not interfere with standard technical measures used by copyright owners to protect their materials.

6. UPDATES TO THE SERVICE

You understand that the Service is an evolving one. Creed Solutions may require that you accept updates to the Service and to Company’s Applications you have installed on your mobile device or computer. You acknowledge and agree that Creed Solutions may update the Service, with or without notifying you. You may need to update third party software from time to time in order to receive the Service.

7. DISCLAIMERS / LIMITATIONS / WAIVERS / INDEMNIFICATION

7.1. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK AND IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE (EXCEPT ONLY TO THE EXTENT PROHIBITED UNDER APPLICABLE LAW WITH ANY LEGALLY REQUIRED WARRANTY PERIOD THE SHORTER OF THIRTY DAYS FROM FIRST USE OR THE MINIMUM PERIOD REQUIRED).

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WITHOUT LIMITING THE FOREGOING, NEITHER CREED SOLUTIONS NOR ITS AFFILIATES OR SUBSIDIARIES, OR ANY OF THEIR DIRECTORS, EMPLOYEES, AGENTS, ATTORNEYS, THIRD-PARTY CONTENT PROVIDERS, DISTRIBUTORS, LICENSEES OR LICENSORS (COLLECTIVELY, “CREED SOLUTIONS PARTIES”) WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

7.2. LIMITATIONS; WAIVERS OF LIABILITY

YOU ACKNOWLEDGE AND AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY ANY APPLICABLE LAW, THE DISCLAIMERS OF LIABILITY CONTAINED HEREIN APPLY TO ANY AND ALL DAMAGES OR INJURY WHATSOEVER CAUSED BY OR RELATED TO USE OF, OR INABILITY TO USE, THE SERVICE UNDER ANY CAUSE OR ACTION WHATSOEVER OF ANY JURISDICTION, INCLUDING, WITHOUT LIMITATION, ACTIONS FOR BREACH OF WARRANTY, BREACH OF CONTRACT OR TORT (INCLUDING NEGLIGENCE) AND THAT THE CREED SOLUTIONS PARTIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES IN ANY WAY WHATSOEVER ARISING OUT OF THE USE OF, OR INABILITY TO USE, THE SERVICE.

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YOU FURTHER SPECIFICALLY ACKNOWLEDGE THAT THE CREED SOLUTIONS PARTIES ARE NOT LIABLE, AND YOU AGREE NOT TO SEEK TO HOLD THE CREED SOLUTIONS PARTIES LIABLE, FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OTHER USERS OF THE SERVICE AND OPERATORS OF EXTERNAL SITES, AND THAT THE RISK OF THE SERVICE AND EXTERNAL SITES AND OF INJURY FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

UNDER NO CIRCUMSTANCES WILL THE CREED SOLUTIONS PARTIES BE LIABLE TO YOU FOR MORE THAN THE AMOUNT YOU HAVE PAID CREED SOLUTIONS IN THE ONE HUNDRED AND EIGHTY DAYS (180) DAYS IMMEDIATELY PRECEDING THE DATE ON WHICH YOU FIRST ASSERT ANY SUCH CLAIM.

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YOU ACKNOWLEDGE AND AGREE THAT IF YOU HAVE NOT PAID CREED SOLUTIONS ANY AMOUNTS IN THE ONE HUNDRED AND EIGHTY DAYS (180) DAYS IMMEDIATELY PRECEDING THE DATE ON WHICH YOU FIRST ASSERT ANY SUCH CLAIM, YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH CREED SOLUTIONS IS TO STOP USING THE SERVICE AND TO CANCEL YOUR ACCOUNT.

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SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES. THEREFORE, SOME OF THE ABOVE LIMITATIONS IN THE SECTION MAY NOT APPLY TO YOU.

7.3. Indemnification

You agree to indemnify, save, and hold Creed Solutions, its affiliated companies, contractors, employees, agents and its third-party suppliers, licensors, and partners harmless from any claims, losses, damages, liabilities, including legal fees and expenses, arising out of your use or misuse of the Service, any violation by you of these Terms of Use, or any breach of the representations, warranties, and covenants made by you herein. Creed Solutions reserves the right, at Your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Creed Solutions, and you agree to cooperate with Company’s defense of these claims. Creed Solutions will use reasonable efforts to notify you of any such claim, action, or proceeding upon becoming aware of it. You agree that the provisions in this paragraph will survive any termination of your Account(s) or of the Service.

8. DISPUTE RESOLUTION

8.1. General

If a dispute arises between you and Creed Solutions, our goal is to provide you with a neutral and cost-effective means of resolving the dispute quickly. Accordingly, you and Creed Solutions agree that we will resolve any claim or controversy at law or equity that arises out of this Agreement or our services (a “Claim”) in accordance with one of the subsections below or as we and you otherwise agree in writing. Before resorting to these alternatives, we strongly encourage you to first contact us directly to seek a resolution by emailing to support@creedsol.com.

8.2. Law and Forum for Legal Disputes

This Agreement and any dispute arising out of or related to it or the Service shall be governed in all respects by the laws of England and Wales, without regard to conflict of law provisions. You agree that any claim or dispute you may have against Creed Solutions must be resolved exclusively by a court located in London, England, except as otherwise agreed by the parties. You agree to submit to the personal jurisdiction of the courts located within London, England for the purpose of litigating all such claims or disputes.

8.3. Improperly Filed Claims

All claims you bring against Creed Solutions must be resolved in accordance with this Legal Disputes Section. All claims filed or brought contrary to Section 8.2 shall be considered improperly filed. Should you file a claim contrary to Section 8.2, Creed Solutions shall be entitled to recover attorneys’ fees and costs up to $2,000, provided that Creed Solutions has notified you in writing of the improperly filed claim, and you have failed to promptly withdraw the claim.

9. SEVERABILITY

You and Creed Solutions agree that if any portion of these Terms of Use or of the Creed Solutions Privacy Policy is found illegal or unenforceable, in whole or in part by any court of competent jurisdiction, such provision shall, as to such jurisdiction, be ineffective solely to the extent of such determination of invalidity or unenforceability without affecting the validity or enforceability thereof in any other manner or jurisdiction and without affecting the remaining provisions of the Terms, which shall continue to be in full force and effect.

10. GENERAL PROVISIONS

10.1. Assignment

Creed Solutions may assign or delegate these Terms of Use and/or the Creed Solutions Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign or delegate any rights or obligations under the Terms of Use or Privacy Policy without Company’s prior written consent, and any unauthorized assignment and delegation by you is ineffective.

10.2. Supplemental Policies

Creed Solutions may publish additional policies related to specific services such as forums, contests or loyalty programs (the “Supplemental Policies”). Your right to use such services is subject to those specific policies and these Terms of Use.

10.3. Entire Agreement

These Terms of Use, any Supplemental Policies and any documents expressly incorporated by reference herein (including the Creed Solutions Privacy Policy) all of which may be amended from time to time, contain the entire understanding of you and Creed Solutions, and supersede all prior understandings of the parties hereto relating to the subject matter hereof, whether electronic, oral or written, or whether established by custom, practice, policy or precedent, between you and us with respect to the Service.

10.4. No Waiver

The failure of Creed Solutions to require or enforce strict performance by you of any provision of these Terms of Use or the Creed Solutions Privacy Policy or failure to exercise any right under them shall not be construed as a waiver or relinquishment of Company’s right to assert or rely upon any such provision or right in that or any other instance.

The express waiver by Creed Solutions of any provision, condition, or requirement of these Terms of Use or the Creed Solutions Privacy Policy shall not constitute a waiver of any future obligation to comply with such provision, condition or requirement.

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Except as expressly and specifically set forth in this these Terms of Use, no representations, statements, consents, waivers, or other acts or omissions by Creed Solutions shall be deemed a modification of these Terms of Use nor legally binding, unless documented in physical writing, hand signed by You and a duly appointed officer of Creed Solutions.

10.5. Notices

We may notify you via postings on www.creedsol.com, and via e-mail or any other communications means to contact information you provide to us. All notices given by you or required from you under these Terms of Use or the Creed Solutions Privacy Policy shall be in writing and addressed to: Creed Solutions Limited. Attn: Lot 212 Morcellement Beejeeraz, Avenue Des Laurier, 91001 Albion, Mauritius or to legal@creedsol.com. Any notices that you provide without compliance with this Section on Notices shall have no legal effect.

10.6. Equitable Remedies

You acknowledge that the rights granted and obligations made under these Terms of Use to Creed Solutions are of a unique and irreplaceable nature, the loss of which shall irreparably harm Creed Solutions and which cannot be replaced by monetary damages alone so that Creed Solutions shall be entitled to injunctive or other equitable relief (without the obligations of posting any bond or surety or proof of damages) in the event of any breach or anticipatory breach by you.

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You irrevocably waive all rights to seek injunctive or other equitable relief, or to enjoin or restrain the operation of the Service, exploitation of any advertising or other materials issued in connection therewith, or exploitation of the Service or any content or other material used or displayed through the Service and agree to limit your claims to claims for monetary damages, limited by Section 7.2 (if any).

10.7. Force Majeure

Creed Solutions shall not be liable for any delay or failure to perform resulting from causes outside the reasonable control of Creed Solutions, including without limitation any failure to perform hereunder due to unforeseen circumstances or cause beyond Company’s control such as acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor or materials.

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